Simple Ways to Save Money in 2020

This is a collaborative post 

These days it is fairly easy to make simple changes in order to save money 

We can all do things that will have an impact on our day to day and annual household spending and these are mine:

Use online discount sites when shopping

I don’t know about you but I do a lot of shopping online. In fact I’m fairly sure I do 90% of my shopping online and I am getting into the habit of checking the discount sites for codes and so on. There are voucher sites where you can look up the latest discount codes and sites for sign up offers. 

I make sure that I compare prices online too. You can often find that one store will be cheaper than another, you do need to take into consideration delivery fees though.

One of the biggest things I do is use comparison sites:

Gas and Electricity

We have both gas and electricity and dual fuel bills are usually cheaper. I use comparison sites like Compare the Market or Go Compare (but there are others). It is helpful to know your annual consumption to make it accurate. My top tips would be to make sure you aren’t tied into a contract if you don’t want to be. It can be useful if you like to know exactly how much you are paying but at the same time fuel prices can go up and down. You could pay more as well as less by being in a fixed tariff. Something that is important to me is that my energy is as green as possible. You can end up paying a little extra for that but it is something that’s worthwhile in my opinion.  

Broadband and home phone

Broadband and home phone is no longer a BT only option (remember way back when it was? I do!). 

When you are checking your prices be sure to check what is included and there are no hidden extras. For broadband make sure the speed is up to your requirements and that it is truly unlimited. For your home phone check you have a package that suits your needs. We don’t use ours at all so we have the bare minimum, but if you will be using it for calls ensure you have the right package for that otherwise you pay by the minute and it will cost a fortune.

Television Packages

We currently have Sky and every year they put the price up and every year I call to ask for a discount. Make sure you do, it is well worth the time spent with an advisor.

Although there is no bartering with the likes of Netflix and Amazon check if you REALLY need them and don’t be afraid to cancel if not.

Insurances

With both our home and car insurance I shop around using Compare the Market, Go Compare and so on. When I get the best quote I call my current insurer to see if they can match it. If they can then great, if not then I move it. I have to say though if you find that the customer service from an insurer is good then they are worth sticking with. I am with Direct Line and recently had a car accident and they were brilliant at dealing with it, arranging a hire car and so on. It is certainly worth a few extra pounds for the peace of mind knowing that you won’t be left to struggle at a vulnerable time. 

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